Top 10 Career Opportunities for Fintech in India 2022


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Top 10 Career Opportunities in Fintech in India 2022

October 1, 2021


India’s digital economy is growing rapidly and the government’s push towards the growth of start-ups has helped accelerate growth in the digital space. Fintech has been a sector that has seen tremendous growth over the last few years and is expected to continue to grow at a rapid pace going forward. 

The growth of this sector has led to an extension in the number of financial technology start-ups that are emerging in the country, making it a very lucrative sector.

Nowadays, FinTech has become an industry buzzword. It is no more an emerging technology but has become an industry where everyone wants to be a part of the ride. 

It is the next big thing in India. This industry is growing at a very fast pace, so professionals need to know about the career opportunities in the FinTech industry. But with rapid growth comes a shortage of talent. Unfortunately, there are not enough qualified candidates to fill the positions. So, what are the top 10 Fintech career paths in India 2022? Here’s your answer!

The blog aims to talk about the top 10 Fintech career paths in India 2022 and the skills you will require to progress ahead in future.

What is Fintech?

The Fintech industry has been mushrooming in recent years and we have seen a huge growth in the Fintech Start-ups and the investment as well as the funding as well as the number of their employees as well as the number of global users. The industry presents many Fintech Job opportunities for businesses to grow, innovate and expand.

In FinTech, financial products and services are delivered through the use of digital technology. Technologies like the internet, mobiles and cloud computing have dramatically reshaped many industries in the past two decades.

For retail, the hybrid tech-retail approach is called eCommerce, and for banking, it is known as FinTech. This is the essence of FinTech a hybrid industry that uses technology to enhance the delivery of existing products and services. It makes the most headlines of the FinTech industry. It’s also where most of the innovations are coming from. This industry is revolutionizing the finance industry and there is a lot of interest and investment in it.

Career Opportunities in Fintech in India

India, as we all know is at the focus of the world’s attention. Due to its fast-paced growth, there are plenty of Fintech career opportunities in fintech in India. Fintech is the technology industry of the future, offering exciting Fintech career paths for freshers as well as experienced professionals.

E-commerce is growing at a rapid pace, and the financial services industry also has a lot of potentials. Every day many Fintech career opportunities are being created in this sector.

While the industry is all about technology, there are numerous Fintech job opportunities for non-tech talent in Fintech too. The best jobs in Fintech across the management functions, sales, marketing, consulting, operations, business development, research, etc. are countless. You can take up entry-level fintech jobs or apply for a position as per your experience. 

Here is a list of the top 10 Fintech job opportunities:

  1. Blockchain and Cryptocurrencies Developer

Cryptocurrencies are possible because of blockchain technology. This is just an electronic ledger that records all sorts of data and transactions more securely. It is very resilient to outside attacks. Payment management, land records management, contracts management, and more can all be done using it. 

Blockchain and crypto-currency interest have peaked recently, which continues to drive demand for jobs, as more companies need platforms and applications to improve efficiency and speed-to-market.


  • Combining algorithms, data security, P2P and cryptographic expertise.
  • Utilizing Ethereum and Hyperledger technologies.
  • Coding in languages such as Python, C, C++, JavaScript and more.
  • Designing the customer experience with UI/UX concepts.
  • Establishing blockchain solutions with tech-based business models.
  • Mobile Application Developer

With an increasingly mobile-centric society, it is almost impossible to run your business without a mobile application. Mobile application development is a process where you are likely to release several iterations to get the ultimate result. It is very similar to the software development life cycle, but at the same time, it is different in several ways. Mobile App development may include the development of the web-based mobile application. It involves activities such as analysis, user interface design, software programming, and testing. A mobile application developer creates software for mobile devices. The languages they use to write mobile applications are C, C++, C# or Java. To develop mobile apps, developers choose the platform they will develop for, such as Google Android or iOS, then investigate the programming languages and software development environment pertinent to that platform.


  • Collect requirements and propose solutions
  • Analyse performance and troubleshoot
  • Improve user interfaces
  • Collaborate with the product development team on new features
  • Monitor & meet quality standards for new or legacy applications
  • Identifying and proposing new mobile applications, products, and protocols
  • Providing end-to-end support for applications 

Cybersecurity Analyst

Security is now a major concern for companies, and companies are willing to spend more to protect themselves. Where cyber security has been identified as one of the greatest threats facing businesses by multiple surveys. 

There is a surge in cybercrime, and it is not going to end anytime soon. For fintech domains to combat malicious threats, there is a need for experts and specialists. Therefore, talented cybersecurity professionals are in high demand and are expected to continue to rise in the future.


  • Conducting investigations and formulating an action plan
  • Develop security solutions with scenario-based testing
  • Securing data and systems with intelligent encryption
  • Identifying and fixing vulnerabilities to prevent future attacks

Quantitative Analyst

Business and financial decisions are made by quantitative analysts. To help them identify profitable investment opportunities and manage risk, investment banks, asset managers, hedge funds, private equity firms, and insurance companies all employ quantitative analysts.

Applied mathematics and statistics aid quantitative analysts in solving financial and risk management problems. By developing and implementing complex models, they help firms make decisions related to investments, pricing and other business issues.  


  • Making modelling decisions based on market analysis, forecasting, and research
  • Designing complex analytical models and methods
  • Developing strategies that work in conjunction with mathematicians, computer engineers, and physicists
  • Interpreting data and communicating results to leaders, stakeholders and clients
  • Delivering suggestions to achieve financial targets and business objectives

Risk and Compliance Officer

Nowadays, the demand for risk control managers is very high. As regulatory, operational, and crime risks grow, financial companies need specialists to analyse, prevent, and mitigate them. A company’s Risk Compliance Manager is responsible for creating, reviewing, and implementing policies and procedures as determined by regulatory agencies. Audit and compliance managers are responsible for applying these requirements throughout a company. Their responsibilities will include working with external auditors to assess potential fraud activity, as well as developing fraud detection tools, and auditing the organisation’s internal controls.


  • Utilizing technology to identify trends and patterns to prioritize risks
  • Identifying current vulnerabilities and potential compliance issues
  • Monitoring the company’s environmental performance through audits
  • Conducting training workshops on compliance risk assessment
  • Providing business partners with compliance program recommendations
  • Establishing risk management tactics and policies
  • Compliance reporting

Data Scientist

Today, organizations are having a difficult time figuring out how to interpret a set of data. An analysis of data can be a tedious & challenging process in detecting threats & identifying the best solution. Therefore, businesses and government agencies are scrambling to hire data science professionals who can assist. A data scientist takes raw data, cleans it, and then analyses it to extract useful information that helps financial service firms make predictions. 

To solve problems, they interpret and analyse data from multiple sources. Their ultimate mission is to help companies grow and compete. 


  • Data processing and cleaning
  • Integration and storage
  • Exploratory analysis of initial data
  • Formulation of potential models and algorithms
  • Applying the methods of data science, such as machine learning, statistical modelling, and artificial intelligence
  • Assess and improve performances
  • Report final results to management and make adjustments as needed

Financial Analyst or Advisor

Today, technology is a big part of financial analysts’ lives and Fintech careers in India. One of the most coveted Fintech career paths in the financial services industry is that of an analyst. 

Financial analysts plan and evaluate a company’s finances to enable the organization to make informed commercial decisions. Financial analysts draw on strong accounting backgrounds to conduct analyses of historical financial data, forecast future results, and make process and policy improvements. To determine budgets for upcoming projects, Financial Analysts forecast future revenue and expenditures.


  • Analysing past and current financial data
  • Identifying trends in financial performance
  • Preparation of reports and sharing of insights with the business
  • Developing long-term commercial plans with management
  • Recommend improvements and budgets 
  • Research potential investments
  • Creating financial models and forecasting economic conditions
  • Implementing policies and initiatives that may increase financial growth

Artificial Intelligence Engineer or Expert

An Artificial Intelligence Expert is an IT professional whose task is to develop intelligent algorithms capable of learning, analysing and predicting the future. They develop machines that can reason like humans. 

An AI expert is therefore a researcher who studies the brain’s functioning to create computer programs that are cognitively equivalent to humans. Engineers in artificial intelligence can specialize in a variety of fields such as Deep Learning or Machine Learning, which are derived from AI. The Artificial Intelligence Expert is responsible for creating algorithms that take into account historical customer data, sales data, and product data, to anticipate future customer behaviour. 


  • Utilizing Natural Language Processing (NLP) and deep learning algorithms
  • Building platforms using Python, C++, Java, and other programming languages
  • Analysing large data sets to develop predictive models and applying natural language processing to provide information
  • Developing, deploying, and optimizing AI solutions

Product Manager

In the software industry, a product manager is responsible for determining what the customer needs and what the business objectives are for a product. They define the success measures for a product and instructs a team to achieve those goals. They also manage the product right through its design, development, and maintenance phases. In addition to managing the product throughout the product lifecycle, the Product Manager is responsible for product planning and marketing. Managing revenue and customer satisfaction goals, as well as working with sales, marketing, and support, is part of the role. 

In addition, the Product Manager makes sure the company’s goals and strategies are met through the product and marketing efforts.


  • Strategize and develop the product roadmap
  • Assessing opportunities for partnerships and licensing with third parties
  • Position and communicate the product’s core benefits
  • Set pricing to achieve revenue and profit targets
  • Developing sales tools and collateral
  • Identifying product features and capabilities that are most important
  • Analysing the competitive landscape and monitoring the market
  1. Wealth Tech and Robo-advisors

Robo-advisors are digital platforms that automate financial planning services using algorithms without human intervention. A Robo-advisor gathers financial information via an online survey and uses that information to offer advice and automatically invest the client’s assets.

Including easy account setup, goal planning, portfolio management, security features, and a comprehensive educational program, the best Robo-advisors offer a wide array of features.


  • Understanding the investor’s needs
  • Proposing the best investment strategy
  • Implementing the selected allocations
  • Monitoring results and performing portfolio rebalancing following the strategy

What are the Fintech Job Skills?

Fintech is a blend of finance and technology, with start-ups forever changing the way we use payments, take loans out, and invest our money. Furthermore, a more synergistic approach to finance and technology has begun to emerge among traditional financial institutions. Due to these advances in financial technologies, there is an increased demand for fintech talent. 

If you wish to pursue Fintech careers in India, you should have a strong knowledge of programming languages and advanced mathematics or quantitative skills. A combination of analytical and logical thinking skills, along with a familiarity with pricing theory, will give you an edge in the job market. 

To thrive in fintech, you need more than technical expertise. Listed below are some non-technical skills that are in high demand:

Communication skills: 

To achieve the best results, you’ll need to communicate well with your team, whether it’s brokers, traders, business analysts, or fellow technologists.

People Skills (Emotional intelligence, Communication & Empathy):

Fast-paced and disruptive FinTech requires skilled workers with high emotional quotients to succeed over those who only possess technical skills. Besides the ability to effectively collaborate with others and work in teams, individuals need to be able to build relationships, share ideas, and resolve conflict.

Adaptability & Flexibility: 

If you’re an expert in your field, you’ll likely develop a narrow focus rather than think creatively, which is what start-ups need for success.

Creativity & Problem-solving ability: 

With the advent of new automation technologies, the dynamic environment of finance will place less emphasis on task-oriented activities, and a greater emphasis on problem-solving and finding improvements.

Collaborative skills: 

The recent trend of collaboration between fintech start-ups and legacy financial institutions indicates the importance of working together to find a common solution.

Acquiring yourself with these essential skills will guarantee you the best jobs in fintech in hand after your degree completion.

Highest Paying Fintech Jobs

The Fintech industry in India is booming with the rapid growth of financial start-ups. If you’re interested in the fintech space then you’ll want to read up on the highest paying fintech jobs. Fintech is a growing market and it’s still seeing a lot of Fintech job opportunities for people who want to start a career in the industry. With the right skills and experience, it’s possible to make a lot of money.

Listing Top 3 highest paying fields of Fintech:

Mentioning top 3 entry-level fintech jobs that not only assure highest paying packages but greatest security as well. You can work in fields like Banks, Big IT-tech firms or Start-ups in job roles namely:

  • The average salary for a Data Scientist in India is ₹10,00,000 per year in India which ₹24L per year with experience.
  • The average salary for a Machine Learning Engineer in India is ₹8,00,000 per year in India which ₹16L per year with experience.
  • The average salary for Blockchain Developer is ₹6,56,876 per year in India which ₹15L per year with experience.

*Source- Glassdoor

 Careers in Fintech Companies

Fintech companies are growing rapidly and are one of the fastest-growing industries in the world right now. It has grown so much in the last few years that it is now one of the biggest job markets in the world. Businesses are being created every day in this industry, so it’s no surprise that there are so many job opportunities in this area. With this growth, many opportunities are coming up for people looking for Fintech careers India options are huge in the fintech sector. As the industry grows, so does the need for experienced professionals to fill the above-listed positions. 

Here are Top 10 companies hiring Fintech professionals:

  • Paytm
  • Bill Desk
  • Pine Labs
  • Incred
  • Mobikwik
  • Razorpay
  • Lendingkart
  • Coverfox
  • BankBazaar
  • PolicyBazaar

Pursue Your Career in Fintech at Made Academy 

In today’s digital world, fintech has a growing impact on the way people interact with money. With the advent of globalization, the Fintech industry becomes a booming industry. In the past few years, there have been many developments in the Fintech market, which have caused a significant change to the traditional financial industry. With the recent boom of different Fintech businesses, it is more crucial than ever to stay on top of the industry. 

To beat the rising competition and mark your mark over others you should pursue a Fintech program from a renowned academy in Bangalore. The program is offered to fresh graduates as well as working professionals. Both in offline and online mode with affordable fee structures.

Salient features of Made Academy that will help you to build a Fintech Career:

  • Blended Learning Pedagogy 
  • Mentoring and helping students in career prospects
  • Talks with entrepreneurs
  • Capstone Projects
  • Add-On Certifications
  • Interview preparation sessions
  • Stellar Recruiters


The financial technology or fintech industry is growing at a tremendous pace globally. This growth is fuelled by the best fintech companies providing amazing services. The industry is growing in many ways and the companies in the industry are doing something to innovate and provide solutions for the common problems of the people. The Fintech industry is growing in India and is one of the fastest-growing sectors in the country and it will grow and scale even more in the coming years. Small or big, business owners deal with a lot of financial issues and challenges. From tax to accounting to loans to payments to marketing, there’s a lot to manage. Fintech has become an essential part of any company and has helped the growth of businesses.

Fintech has been a huge growth sector for quite some time now and is expected to continue growing with the changes in technology. It is already a trillion-dollar industry with a lot of investment going into it. So, is your dream job in Fintech?

Contact us or fill in your details in the enquiry form. Our experts will be delighted to advise you!